How to play baccarat – A Step-by-Step Guide for Beginners


Entering the world of baccarat can be daunting, with its aura of sophistication and exclusivity. Did you know that despite its high-roller image, baccarat is actually one of the simplest casino games to play? Our guide will walk you through every aspect of this exciting game, from basic rules and card values to smart betting strategies.

Ready for a winning hand? Let’s explore how to master baccarat!

Key Takeaways

  • Baccarat is a straightforward game where players bet on either the player’s hand, banker’s hand or for a tie. Remember, betting on the Banker has slightly better odds.
  • The goal in baccarat is to have a hand total as close to nine as possible. Aces are worth 1 point, face cards and tens are worth 0, and all other cards are their face value.
  • If the player or banker is dealt an 8 or 9 with their first two cards (“natural”), no more cards are drawn. Otherwise, drawing of the third card follows strict rules depending on current totals.
  • Pay attention to variations like No Commission Baccarat which eliminates commission fees on winning banker bets but has different payout rules if the banker wins with a six.
  • Adopt responsible gambling habits by setting budgets and knowing when to stop; this helps ensure that baccarat remains an enjoyable experience while maximizing chances for success.

Basic Rules and Objectives

The basic rules and objectives of Baccarat involve understanding the table layout and placing bets. This section will cover everything beginners need to know in order to start playing the game.

Understanding the table layout

Baccarat tables at the casino often have a distinctive layout that can initially seem confusing. They typically seat 12 to 14 players and have three dealers who manage the game. At one end of the table, you’ll find numbers indicating players’ seating positions.

Each number has corresponding betting areas for player, banker, and tie bets.

Keeping track of where to place your bet is crucial in Baccarat. Look for the clear demarcation on the felt between different sections; each section corresponds to a type of wager.

Two hands are dealt in Baccarat: one designated as ‘Player,’ marked with P or Player on the table, and another as ‘Banker,’ indicated by B or Banker. Near these labels are designated spots where participants place their chips before cards are dealt.

Placing bets

To place bets in baccarat, players choose whether to bet on the player’s hand, banker’s hand, or a tie. The bet is placed by placing chips on the designated areas of the table for each outcome.

Once all bets are placed, the dealer will start dealing the cards to determine the winning hand.

After receiving two cards for both the player and banker hands, players have an option to wager on additional side bets such as “Player Pair” and “Banker Pair” if they believe that their first two dealt cards will form a pair.

How to Play Baccarat

During a game of baccarat, the dealer will deal two cards to the player and the banker. The goal is to have a hand that adds up as close to nine as possible. If either the player or banker has a total of 8 or 9 from the first two cards, it’s considered a natural win and no more cards are drawn.

Dealing the cards

Dealing the cards

The dealer begins by dealing two cards each to the player and banker positions. The dealer follows specific rules for drawing a third card, based on the value of the initial two cards.

  1. The player’s hand is dealt first.
  2. If the total of the first two cards in the player’s hand is 0 – 5, they draw a third card.
  3. If the total of the first two cards in the player’s hand is 6 or 7, they stand.
  4. If the total of the first two cards in the player’s hand is 8 or 9, it’s called a “natural” and no further cards are drawn.
  5. Then, the banker’s hand is dealt according to similar rules.

Calculating points

To calculate the points in baccarat, simply add up the total value of the cards in your hand. Each card has a point value: Aces are worth 1 point, 2 to 9 are worth their face value, and 10s and face cards are worth 0 points.

If the total exceeds 10, then only the second digit is counted (e.g., if you have an 8 and a 5, your total would be 3). The objective is to get as close to nine as possible; however, if your hand’s total exceeds nine after adding up all card values, then you subtract ten from that sum.

When it comes to calculating points for the dealer’s hand in baccarat, they follow a set of rules depending on their initial two-card total and whether or not they will draw a third card.

Third card rules

When a player or banker has a total of 8 or 9, both stand.

  • Banker’s total is 2 or less: Banker always draws a third card.
  • Banker’s total is 3: Banker draws if player’s third card is anything but an 8.
  • Banker’s total is 4: Banker draws if player’s third card is between 2 and 7.
  • Banker’s total is 5: Banker draws if player’s third card is between 4 and 7.
  • Banker’s total is 6: Banker draws if player’s third card is either a 6 or a 7.
  • Banker’s total is above six: The banker stands.

Winning Hands

Baccarat offers three possible outcomes – Player win, Banker win, and Tie. Each hand consists of two or three cards. The winning hands are determined based on the point total of each hand:.

  1. Natural Win – When the first two cards dealt to either the player or banker create a total of 8 or 9.
  2. Standoff – When both the player and banker have the same total points at the end of a round.

Now, let’s move on to explore Variations and Side Wagers in Baccarat and how they can add excitement to your gameplay!

Variations and Side Wagers

Exploring different variations and side wagers in baccarat can add more excitement to the game, so don’t miss out on learning about No Commission Baccarat and Stadium Baccarat. Read on to discover more about these exciting options!

No Commission Baccarat

No Commission Baccarat simplifies the game by eliminating the need to pay a commission on banker bets. In traditional baccarat, players have to pay a 5% commission on winning banker bets, but in No Commission Baccarat, this fee is removed, making it more appealing to players who want to avoid extra charges.

In No Commission Baccarat, if the banker wins with a total of 6, half of the bet placed on the banker will be refunded. This variation provides an alternative with slightly different rules that may influence betting strategies and decisions.

Stadium Baccarat

Stadium Baccarat offers a unique twist on the traditional game, with electronic terminals for players to place their bets. The game is played with a live dealer, and multiple players can participate simultaneously from their individual stations.

This setup creates an immersive and sociable gaming experience while maintaining the classic elements of baccarat. Stadium Baccarat also allows for lower minimum bets compared to traditional baccarat tables, making it accessible to a wider range of players.

For those who enjoy the social aspect of playing at a physical casino but prefer the convenience of electronic betting, Stadium Baccarat provides an ideal combination. It offers an exciting blend of modern technology and traditional gameplay, attracting both experienced baccarat enthusiasts and newcomers to the game alike.

Tips and Strategies for Winning

To excel in baccarat, explore effective tips and strategies. Whether in online casinos Malaysia or elsewhere, understanding the game’s nuances enhances decision-making, promoting a more successful and enjoyable experience.

Set a budget, know when to stop, and choose the right bet to increase your chances of winning at baccarat. Read more for the best strategies to win!

Setting a budget

Setting a budget

Allocate a specific amount of money to spend on baccarat and stick to it. Avoid chasing losses by setting a limit on how much you are willing to lose in a single session. By managing your budget effectively, you can enjoy the game responsibly and avoid overspending.

It’s important to approach baccarat with a clear financial plan, allowing for an enjoyable and sustainable gaming experience without unnecessary risks.

– Knowing when to stop

Knowing when to stop

Recognize your limits and set a budget to manage your baccarat gameplay effectively. Stay mindful of your gambling habits and keep track of the time spent at the table. Learn to step back when emotions run high, ensuring responsible gaming.

When you’ve reached your pre-allocated spending limit, it’s crucial to walk away from the game.

Understanding the importance of taking breaks during play can help maintain focus and prevent impulsive decisions. Knowing when to stop will contribute positively to your overall baccarat experience, enhancing enjoyment and minimizing potential losses while making strategic bets.

Choosing the right bet

After knowing when to stop, the next important aspect of playing baccarat is choosing the right bet. Understanding the odds and potential payouts for each type of bet can help players make informed decisions.

The three main bets in baccarat are on the Player’s hand, on the Banker’s hand, or a Tie. It’s essential to consider that betting on the Banker has slightly better odds compared to other options but comes with a commission fee.

On the other hand, betting on a Tie offers higher payouts but involves greater risk due to its lower probability. Players should weigh these factors carefully before placing their bets to maximize their winning opportunities while minimizing potential losses.


Mastering the art of baccarat involves understanding the rules and strategies. Players must grasp the layout of the table and place their bets wisely. Dealing the cards, calculating points, and knowing when to draw a third card are essential skills for playing baccarat confidently.

With sound knowledge and a strategic approach, players can increase their chances of winning in this captivating card game.